Resolve not to fall for scams this year. Photo: BBB.

Resolve not to get scammed in 2019

A few simple tips will help keep you, your money, and your information safe

One of the most frequent questions the Better Business Bureau (BBB) receives is “Why are so many people victims of scams and frauds despite the continuous efforts to inform and educate the public?”

Although there is no simple answer, one factor that is highlighted from the complaints and Scam Tracker reports the BBB receives is that the impact is subjective. An individual’s age, background, experiences, and level of awareness are some of the things that influence their likelihood to be a victim. For instance, an individual who is not tech savvy is more likely to be a victim of an online scam, because they are more unaware of the dangers on this platform.

“Canadians lose millions of dollars annually to scams and frauds, the majority of which go unreported,” says Karla Davis, Manager of Community and Public Relations at BBB serving Mainland BC. While prevention through education is one of the best strategies to fight scams and frauds, people also need to decide that they will actively protect themselves in 2019. Regardless of the influencing factors, you can reduce the chances of becoming a victim of a scam or fraud by committing to these new year resolutions:

1. Do research before dealing with a business: Before making a purchase or hiring a service provider, check with BBB to see the company or person’s business profile and read the customer reviews. Only do transactions with reputable dealers, and as always, if a deal seems too good to be true, it probably is.

2. Read the fine print: Know all the terms and conditions of your purchase or service agreement, especially if the offer or advertisement mentions a risk-free trial. If details such as a physical address, contact information, and return policy are missing—particularly if the transaction is online—be wary about sharing your credit card information.

3. Check your credit card statements regularly: Review your statements in detail as you receive them. This is a good way to identify charges to your card that you did not approve. The sooner you spot an unauthorized transaction, report it to your credit card company, and request a chargeback, the better your chances are of getting your money back and preventing future unauthorized access to your account.

4. Avoid clicking pop up ads: Scammers have increased their use of pop-up ads, especially on social media, to trick people into clicking questionable links or unknowingly signing up for subscriptions, so avoid them. You can also reduce the number of pop-up ads by using the ad blocker feature on your device and updating your anti-virus software.

5. Change your passwords regularly: Changing your passwords at least three times per year is a good way to prevent identification theft. Make sure you have a password on your mobile phone, since it is one device that is easy to lose and usually contains a lot of private and confidential information. Passwords should be at least 12 characters long and should never be family or pet names.

6. Keep ignoring tax scammers: Although Canadians are getting better at identifying this scam, we must not get complacent. Always remember that the Canada Revenue Agency does not send emails, text messages, or threatening phone calls for unpaid taxes.

7. Never participate in any pyramid scheme: No matter how tempting the offer, say no to any kind of “get rich quick” opportunity, as they are usually pyramid schemes and these are illegal. Be very wary of offers that claim to give you significant returns in a very short amount of time, have no paper trail, and require cash only.

8. Educate others and report scams and frauds: Always share what you know about scams and frauds with your family and friends, as knowledge is one of the best forms of protection. If you or anyone you know is a victim, report it to BBB ( and the Canadian Anti-Fraud Centre (toll free at 1-888-495-8501). Keep updated on the scams that may be active in your area by checking BBB’s Scam Tracker.

Happy New Year from BBB!

Like us on Facebook and follow us on Twitter

Just Posted

Highway 97 has reopened after single-vehicle incident

UPDATE (1:47 p.m.): The highway has reopened. CLEAR - #BCHwy97 at #BegbieSummit… Continue reading

McAbee Fossil Beds site ready to reopen to the public

Site was taken over by the Province and closed to the public in July 2012

Open houses will give residents chance to voice views on new Eco-Depot

TNRD will be answering questions, soliciting feedback about Ashcroft/Cache Creek Eco-Depot

BC Hydro scam targeting local businesses

Scammer claims to be on his way to businesses to cut the power unless payment is made

Ashcroft Village Council highlights

Dog park discussion, grant approval, Canada Day celebrations and more

10 facts about Father’s Day

Did you know that the special day for dads was first celebrated in 1910?

B.C. VIEWS: When farmland protection doesn’t protect farmers

Secondary residences aren’t mansions, families tell Lana Popham

Bombers down B.C. Lions 33-23 in season opener

Former Lion Andrew Harris leads Winnipeg with 148 rushing yards

Northern B.C. family remembers murdered Indigenous woman with memorial walk

Still no closure for Ramona Wilson’s family 25 years later

B.C. university to offer mentorship program for former youth in care

Students using the provincial tuition waiver program will soon be able to form a community at KPU

Cyclists competing in one of the toughest bike races on the planet pass through Fernie

Divide riders looking strong as they finish first leg of 4160 km race

You might not know these B.C. records are public

Hired a lawyer to file a civil claim? Those are published online

B.C. bus driver loses case to get job back after texting while driving full bus

An arbitator ruled that Tim Wesman’s phone usage was a “a reckless disregard for public safety”

B.C. Interior First Nation family ‘heartbroken’ over loss of young mom

RCMP have released no new information since the June 8, 2019 homicide

Most Read